You hear it all the time – you’ve been loyal to the same bank for years. You need to refinance/arrange pre-approval for a purchase/review your line of credit and they aren’t playing nice. You’ve called the bank manager you’ve known for years and their hands are tied (or even worse, they’ve left!). So what can you do?
Here’s where a finance broker can help! A finance broker can act as the intermediary between you and your bank, and review your current terms and conditions and negotiate on your behalf. They can also provide advice about what other lenders are doing in the market and compare all of these products in relation to your personal situation. As they’re not tied to any one financial institution they can ensure that they are looking after YOUR best interests. Plus having someone who ‘talks the talk’ acting on your behalf can sometimes be the difference between a successful application or not.
Hamish McIntosh is Bentleys QLD in-house finance broker (and all-round nice guy!). He’s worked with many of our clients – and staff – to review their existing and on-going finance needs. He’s our go-to-guy for all banking matters – no matter how large or small. He covers everything from car leases to home mortgages to major investment purchases and everything in between.
Not happy with your current banking situation, then it would be worth speaking with Hamish. He’d be more than happy to help! Contact your accountant and they can tee up an appointment.